YOUR PRIVACY RIGHTS
Last Updated: 03/01/2014
This is our privacy notice for our consumer customers. This
policy applies to all of the companies within the Tucker family.
Currently, those companies are F.C. Tucker Company, Inc.,
Title Services, L.L.C., Tucker Mortgage, L.L.C., L.T., Inc.,
d/b/a Tucker’s Home Services, Tucker/Schrader Auction
Company, L.P., Tucker School of Real Estate and Tucker Referrals,
When we use the words "customer" or "you",
we mean all individual consumers who have obtained a financial
product or service from us primarily for personal, family
or household purposes.
If you share your account relationship with another person,
for example, you are a co-borrower or joint holder of an insurance
product, please share this information with the other person.
We first define some terms.
We, our, and us
means F.C. Tucker Company, Inc., Title Services, L.L.C., Tucker
Mortgage, L.L.C., L.T., Inc., d/b/a Tucker’s Home Services,
Tucker/Schrader Auction Company, L.P., Tucker School of Real
Estate and Tucker Referrals, Inc. and any future affiliates.
Nonpublic personal information means information
about you that we collect in connection with providing a financial
product or service to you for personal, family or household
purposes. Nonpublic personal information does not include
information that is available from public sources, such as
telephone directories or government records.
Affiliate is a company we own or control,
a company that owns or controls us, and a company that is
owned or controlled by the same company that owns or controls
us. Ownership does not mean complete ownership, but means
owning enough to have control.
Nonaffiliated third party is a company that
is not an affiliate of ours.
THE INFORMATION THAT WE COLLECT
We collect nonpublic personal information about you from
the following sources:
- Information that we receive from you on applications or
- Information about your transactions with us, our affiliates,
or others; and
- Information from a consumer reporting agency
THE CONFIDENTIALITY, SECURITY AND INTEGRITY
OF YOUR NONPUBLIC PERSONAL INFORMATION
We restrict access to nonpublic personal information about
you to those employees who need to know that information to
provide products or services to you. We maintain physical,
electronic and procedural safeguards that comply with federal
regulations to guard your nonpublic personal information.
NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED
We may disclose all of the information we collect, as described
above, to nonaffiliated third parties as permitted by law
and to companies that perform marketing services on our behalf
or to other third parties with whom we have joint marketing
agreements. An example of a joint marketing agreement that
we currently have is our joint marketing agreement involving
insurance products with a division of Acordia of Indiana,
Inc. that does business as Tucker Insurance.
NONPUBLIC PERSONAL INFORMATION AND AFFILIATES
Federal law allows us to disclose all of the nonpublic personal
information that we collect, as described above, with our
affiliates and we may share this information with them. Under
the Fair Credit Reporting Act, however, you have the right
to direct us not to share certain of this information with
our affiliates. We are still permitted to share other information,
including identification and transaction information, with
our affiliates under the Fair Credit Reporting Act and other
TYPES OF AFFILIATES
Currently, our affiliates include a real estate brokerage
company, a title insurance agent, a mortgage broker, a real
estate auctioneer, a provider of home services, a referral
service and a school. In the future, we may have additional
types of affiliates, such as:
- Financial and other service provider. Those may include:
- Insurance agents
- Credit card issuers
- Commercial banks
- Mortgage bankers
We reserve the right to disclose nonpublic personal information
that we collect to affiliates, in accordance with our current
We may share nonpublic personal information of former customers
with our affiliates in the same manner that as we do with
respect to current customers.
REASONS FOR DISCLOSURE
Here is why we might disclose customer’s nonpublic
personal information with any affiliates that we might acquire:
- To provide our customers with information about additional
products and services
- To evaluate our total relationship with you and our family
of companies and give you the best price that relationship
YOU HAVE THE RIGHT TO CHOOSE
We have explained our policy about the protection of nonpublic
personal information about our customers. We have also explained
our policy regarding disclosure of information about our consumer
customers to non-affiliates and affiliates, the limits that
we impose upon such disclosure and why such sharing of information
If you prefer that we not disclose nonpublic personal information
about you to nonaffiliated third parties, you may opt out
of those disclosures, that is, you may direct us not to make
those disclosures (other than disclosures permitted by law).
If you wish to opt out of disclosures to nonaffiliated third
parties, you may do so by calling our Chief Financial Officer,
Patrick Purdue, at the following toll free number: 1-800-659-0432.